Literasi Keuangan Dan Inklusi Keuangan Syariah Di Kalangan Tenaga Pendidik Kabupaten Kuningan

Amir Hamzah

Abstract


This research aims to examine indicators that financial literation and sharia financial inclusion. The object of this research is the education staff in Kuningan Regency. The data collection technique used questionnare model with random sampling technique of 200 respondent. The research method is quantitative and the data analysis tool used Structural Equation Modeling (SEM) with Software Lisrel. The results of this study is financial attitude significant positive on Sharia financial inclusion, financial behavior significant positive on Sharia financial inclusion, and financial knowledge significant positive on Sharia financial inclusion.

Keywords


Financial attitude, Financial Behavior, Financial Knowledge, Financial Inclusion

Full Text:

PDF

References


Abel, S., Mutandwa, L., & Roux, P. Le. (2018). A Review of Determinants of Financial Inclusion. International Journal of Economics and Financial Issues, 8(3), 1–8.

Amaliyah, R., & Witiastuti, R. S. (2015). Analisis Faktor Yang Mempengaruhi Tingkat Literasi Keuangan Di Kalangan Umkm Kota Tegal. Management Analysis Journal, 4(3), 252–257. https://doi.org/10.15294/maj.v4i3.8876

Amanah, E., Iradianty, A., & Rahardian, D. (2016). Pengaruh Financial Knowledge , Financial Attitude Dan External Locus of Control Terhadap Personal Financial Management Behavior Pada Mahasiswa S1 Universitas Telkom the Influence of Financial Knowledge , Financial Attitude and External Locus of Control on. E-Proceeding of Management, 3(2), 1228–1235.

Anggraeni, R. (2018). The Effect of The Completeness of Financial Statements and Fiscal Stress on the Human Development Index through the Regional Financial Performance, 7(2), 61–68. https://doi.org/10.15294/aaj.v7i2.17481

Bank, A. D. W., Net, S., View, M., & Demirguc-kunt, A. (2014). Measuring Financial Inclusion : The Global Findex Measuring Financial Inclusion The Global Findex Database, (August). https://doi.org/10.1596/1813-9450-6025

Dixit, Radhika; Ghosh, M. (2013). Financial Inclusion for Inclusive Growth of India -a Study of Indian States. International Journal of Business Management and Research, 3(1), 147–156.

Habibullah, H. (2019). Inklusi Keuangan Dan Penurunan Kemiskinan: Studi Penyaluran Bantuan Sosial Non Tunai. Sosio Informa, 5(1). https://doi.org/10.33007/inf.v5i1.1657

Huston, S. J. (2010). Measuring Financial Literacy. The Journal of Consumer Affairs, 44(2), 296–316. https://doi.org/10.1111/j.1745-6606.2010.01170.x

Lusardi, A., & Mitchell, O. S. (2011). Financial literacy around the world: An overview. Journal of Pension Economics and Finance, 10(4), 497–508. https://doi.org/10.1017/S1474747211000448

Mahdzan, N. S., & Tabiani, S. (2013). The impact of financial literacy on individual saving: An exploratory study in the malaysian context. Transformations in Business and Economics, 12(1), 41–55.

Margaretha, F., & Pambudhi, R. A. (2015). Tingkat Literasi Keuangan Pada Mahasiswa S-1. Jmk, 17(1), 76–85. https://doi.org/10.9744/jmk.17.1.76

OJK. (2016). The Sharia Indonesia Banking Statistic, 117.

Pradiningtyas, T. E., & Lukiastuti, F. (2019). Pengaruh Pengetahuan Keuangan dan Sikap Keuangan terhadap Locus of Control dan Perilaku Pengelolaan Keuangan Mahasiswa Ekonomi. Jurnal Minds: Manajemen Ide Dan Inspirasi, 6(1), 96. https://doi.org/10.24252/minds.v6i1.9274

Prihastuty, D. R., & Rahayuningsih, S. (2018). Pengaruh Financial Literacy, Financial Behavior, Financial Attitude, Dan Demografi Terhadap Perilaku Konsumtif ( Studi Pada Mahasiswa Strata I Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya ). Hasil Penelitian LPPM Untag Surabaya, 03(02), 121–134.

Rita, M. R., & Santoso, B. (2017). Literasi Keuangan Dan Perencanaan Keuangan Pada Dana Pendidikan Anak. Jurnal Ekonomi, 20(2), 212–227. https://doi.org/10.24912/je.v20i2.157

Sanistasya, P. A., Raharjo, K., & Iqbal, M. (2019). The Effect of Financial Literacy and Financial Inclusion on Small Enterprises Performance in East Kalimantan. Jurnal Economia, 15(1), 48–59. https://doi.org/10.21831/economia.v15i1.23192

Tsalitsa, A., & Rachmansyah, Y. (2016). Analisis Pengaruh Literasi Keuangan Dan Faktor Demografi Terhadap Pengambilan Kredit Pada PT. Columbia Cabang Kudus, 31(1), 1–13. https://doi.org/10.24856/mem.v31i1.280

Wahyuny, I. N. (2017). Pengembangan Modul Edukasi Literasi Keuangan Islam dan Produk Halal dengan “ADDIE.” Prosiding Seminar Pendidikan Ekonomi Dan Bisnis.

Welly, Kardinal, & Juwita, R. (2012). Analisis Pengaruh Literasi Keuangan Terhadap Keputusan Investasi Di STIE Multi Data Palembang. Jurnal Ilmu Ekonomi, 1–16.

Widayati, I. (2009). Faktor-Faktor Yang Mempengaruhi Literasi Finansial Mahasiswa Fakultas Ekonomi Dan Bisnis Universitas Brawijaya. Acta Crystallographica Section E: Structure Reports Online, 65(10), 89–99. https://doi.org/10.1107/S1600536809037635

Zainul Arifin, A. (2018). Influence of financial attitude, financial behavior, financial capability on financial satisfaction, (January 2018). https://doi.org/10.2991/insyma-18.2018.25




DOI: https://doi.org/10.35836/jakis.v7i2.76

Article metrics

Abstract views : 4267 | views : 3342

Refbacks

  • There are currently no refbacks.


Bookmark and Share


Copyright (c) 2019 Amir Hamzah

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

JAKIs was indexed by: